There is a legend of three horsemen crossing the desert at night.
Out of the darkness came a voice commanding them to dismount and fill their pockets with pebbles.
After they had obeyed and remounted, the voice declared - "Tomorrow at sun-up you will be both glad and sad"
When dawn came, they reached into their pockets and discovered not pebbles, but diamonds.
Then they were both glad and sad - glad they had taken as much as they had; sad they had not taken more !
The moral of the story : And so it is with life insurance!!
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