VivoLife Allows You To Live Life To The Fullest

NTUC INCOME launched this new producted on 17 January 2008.

Vivolife is a with-profits whole life plan that covers death, total & permanent disability and against 30 specified dread diseases.

This plan is available for all [age between 0 and 64 last birthday. It is particularly suitable for

1. Parents of young children
2. Young adults
3. Older Adults

Minimum Sum Assured

- you can own the plan with a minimum assured of $10,000.

Flexibile Prem Term To Choose From

- limited pay : fixed term 10, 15, 20, 25 years or at age 64 last birthday
- full pay : 84 last birthday

Supplementary Benefits

The plan also allows you to enhance your coverage by adding appropriate supplementary benefits [commonly known as Riders]

Minium Protection Value

If death, dread disease or total & permanent disability were to occur in the first 15 years of coverage, the benefits payable is the higher of

* the sum assured plus bonuses or
* 125% of the orginal sum assured

In the event of Death

- the sum assured and accummulated bonuses will be paid in one lump sum

- accidental death benefit

* additional two times the original sum assured will be paid
* accident death benefit covers whole life
* total benefit payable will be 3 times sum assured plus bonus
and NOT accidental death benefit + minimum protection value
* a reduction in benefits will made due to age, occupation or
involvement in restricted activity

Total & Perment Disability before age 65

- full sum assured plus accumulated bonuses will be paid in one lump sum

Dread Diseases

- it covers 30 specified dread diseases
- sum assured and accumulated bonuses will be paid in one lump sum
upon diagnosis of any one of the 30 specified dread diseases

Retrenment Waiver

This is an unique feature.

If you are involuntarily unemployed for a continuous periof of 3 months, your premium will be waived for up to 6 months so that you can stop paying your premium temporarily and still enjoy the protection that's so important to you.

Annuity Option

How about freedom to enjoy your golden years. Just because you're retiring, doesn't mean you can't continue to enjoy life.

Under this option, you'll receive additioinal 5% cash value when you convert your policy into an Annuity at age 60 so you can have a regular flow of income coming into your bank account for the rest of your life.

The conversion can be done in full or partially. Sum assured will be adjusted accordingly.


So friends, vivolife sets you free to enjoy, free to choose and free you from worries so you can live life to the fullest.

Sign up now and you will get up to $400 worth of Fairprice and CapitalMall shopping vouchers. Promotion ends 30 April 2008.

Please contact me at

handphone : 97843155
email :jlowtl@income.com.sg

if you want to know how to qualify for the promotional gift vouchers or to know more about the plan etc.